農民工的參保率為何如此低專家給出了相關分析

時間:2019-07-22 來源: 江西新聞

In our country, migrant workers are one of the largest groups. There are nearly 300 million migrant workers in China, which maintain the development of each city. However, recent studies have shown that among the nearly 300 million migrant workers, only 62.20 million people have participated in the basic endowment insurance for urban workers. The guarantee rate is less than 22%!

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Why is the participation rate of migrant workers in China so low? Relevant experts gave the following analysis:

First, the awareness of migrant workers is weak and they are not willing to participate in insurance.

According to the investigation of the reporter, most of the migrant workers are working in a very mobile position. It is often the flow of personnel with the project. Wherever there is a job, it is often changed. Most people have a weak awareness of participating in social security. They don’t know how to pay social security. They don’t know whether social security paid in different regions can be transferred.

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In addition, participating in social security needs to deduct the part of the salary that is paid by the employer, so that the wages of the one hand are even less. Many migrant workers are not willing to pay insurance after knowing this. They seldom consider how many pensions they will receive in the future, and they are more concerned about the cash that is now available. As long as they have more money and no wage arrears, it does not matter if they do not enter the insurance.

Second, some companies want to reduce engineering costs and are unwilling to pay insurance

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It should be known that the social security participation of workers is closely related to the interests of enterprises. If enterprises buy enough insurance for workers, the cost of the project will increase greatly. Therefore, a bad enterprise deliberately evades and is unwilling to buy relevant insurance for workers. In addition, the workers will receive more wages, and the two sides naturally reach a "consensus."

Third, the relevant legal system is still not perfect.

xx政府頒布的相關法律法規無疑是決定性因素。假設,如果“農民工參與社會保障”和“為農民工購買保險”成為強制執行法,那麼對于企業來說,或者是農民工自己,誰不敢遵守?農民工的參與率自然會上升。

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令人欣慰的是,我們在這方面的努力從未停止過。近年來,國家和地方政府先後出台了相關措施,解決了農民工社會保障問題。預計農民工的社會保障在不久的将來将得到徹底解決。

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